Author page: Balaji Jagannathan

How Real-time payments are changing the world’s financial landscape

Real-time Payments are accelerating the speed, innovation, and efficiency of digital payment systems, as well as redefining the future of payments. The pandemic has boosted demand for faster transactions and better digital payment solutions across industries. Contextual commerce is becoming increasingly popular, allowing customers, workers, merchants, and suppliers to conduct business more efficiently and in line with their 24/7/365 lifestyle.…

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6 Ways to Make Digital Payment Experience More Effective and Convenient

Digital payment solutions have offered users the best convenience, speed, and reliability compared to conventional payment systems. It has empowered anyone with a smart device to conduct transactions with ease, safety, and comfort. However, there can always be some scope for improvements and innovations. Here we have enlisted 6 ways to make digital payment methods more effective and convenient for…

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Central Bank Digital Currency | Part 3

We have seen what is money, currency, digital currency, central bank digital currency and their categories in the first and second parts of this 3-part blog series. Thank you for staying with me for this long. You have inspired me to complete this 3-part blog series. In this final part I shall risk expressing my own views about what choices…

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Central Bank Digital Currency | Part 2

In the first part of this 3-part blog series, we laid the foundation for the discussion on Central Bank Digital Currency by seeking to understand what is money and what is currency. We also pondered upon the simple meaning and purpose of is digital currency and why at all it is relevant. Having done this ground work, let’s try to…

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Central Bank Digital Currency – Part 1

I came across an article by one of my friends about Central Bank Digital Currency (CBDC) a month ago where he had argued that CBDC can be a big threat to the traditional banks globally. Though, quite a few internationally acclaimed individuals, including Bill Gates, have predicted that the brick and mortar banks may go extinct soon, I could never…

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